Legal Documents Needed To Sell a House

Deal Acres

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When you decide to sell your home, you need to have some legal documents on hand, like the title deed, building plan, and certificates of completion and occupancy, among others. Even though some documents, like the sale deed, will be made after the deal goes through, it would be helpful to have the other documents ready, since that would prove that you really want to sell the property and that it is in good legal standing. If important documents are missing, buyers might lose interest because they think the property is involved in a lot of legal problems.

So, if you want to sell a property without any problems, you need to have all the paperwork ready before you start. No matter if the house is new or old, you need to take care of the following legal documents.

Legal Documents Needed to Sell Home

Sale Deed

A sale deed is a legal document that shows that the property was sold and given to the buyer. It includes important information about both parties, like their names, ages, addresses, and jobs. A sale deed also includes information about the property, such as the carpet area, location, sale price, and date of possession, among other things. This document is especially important if you are selling a property because it proves that you legally own the property and have the right to sell it.

Building Plan

A copy of a building plan that has been approved by the right authority can save you a lot of trouble in the future because it shows if the property construction is allowed or not.

Encumbrance Certificate

The document proves that the property has no legal or financial obligations, like a home loan. It lists everything that has happened with the property in the past 12 years. You can go to the sub-registrar’s office to get an encumbrance certificate.

Completion Certificate

A completion certificate is a statement from the proper authority that the structure was built according to the rules and regulations of the approved building plan. A certificate of completion is important for several reasons:

  • Provides the assurance that the property was built according to the approved plan.
  • Saves people from legal actions like eviction and demolition
  • Necessary to get an Occupancy Certificate (OC), without which it is illegal to live in a property.
  • Is a requirement for getting water and power connections

Occupancy Certificate

A local government agency or planning authority gives out an occupancy certificate when the project is finished. The certificate shows that the building is finished and ready for use.

Tax Receipts and Bills for Utilities

It is important to have a copy of payment receipts for property tax, stamp duty and registration, and utility bills that were paid in the past to make sure there are no unpaid bills. Also, the buyer needs these receipts in order to get a mortgage loan.

No Objection Certificate (NOCs)

Before the construction can begin, the builder needs NOC from different government agencies. In some states, NOCs are needed from at least 19 departments, such as the Pollution Control Board and Fire and Safety. At the time of sale, these NOCs are needed to show that government approvals are in place.

Succession Certificate (if you are selling an inherited property)

The civil court gives the document to the legal heirs of a person who has died. The Succession Certificate proves that you have the right to sell the property in the name of the person who died and get the money from the sale. It is very important if the person who owned the property died without a will. A succession certificate has all the information about the person who died, the legal heir, and the debts and assets that were transferred.

Khata Certificate

The certificate has details like the property’s size, built-up area, and tax information, among other things. It figures out who owns the property and must pay the tax. The document is very important for a property sale to go smoothly, but it is only valid in the State of Karnataka.


Patta is a legal document that shows who the real owner of a piece of land is. It is available at the Tahsildar’s office and has the following information on it:

  • The district’s name
  • Patta number
  • Name of the owner and the number of the survey and subdivision
  • Size of land and tax information
  • Types of land, like whether it is dry land or wetland

Bank approvals for home loans that aren’t paid off

In this case, there are two conditions:

You can get the money from the sale from the buyer and pay off the dues to pay off the loan. But in this case, in-principle approval from the bank is needed.

Or, you can give the loan to the buyer after taking out the amount already paid and the agreed-upon sale profit. In this case, however, the bank will do its research before approving the transfer.

Disclaimer: The opinions shown above are mainly for informational reasons and are based on market research. Deal Acres is not responsible for any actions made as a result of relying on the provided material and makes no representations as to its accuracy, completeness, or reliability.

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